Here are the basics to know about expired credit cards. Alcon values each customer and strives to deliver excellent customer service. Our Mission: To Deliver the Best Prices, Anywhere. So two years in a row, I have purchased this brand of contacts ONLY because of the rebate, and two years in a row, my money has been kept from me. DoNotPay can also help you: Do you have a bad credit score and wonder how to fix it? Consumer Financial Protection Bureau. Accessed March 24, 2020. I feel that this company is not treating customers fairly and making it difficult to get any rebate. Accessed March 24, 2020. Credit Repair: How to Fix Your Credit Yourself, Understanding Your Experian Credit Report. Company Information. Some of the offers on this page may not be available through our website. Program not valid (i) under Medicare, Medicaid, TRICARE, VA, DoD, or any other federal or state health care benefit program, (ii) where patient is not using insurance coverage at all, or (iii) where the patients insurance plan reimburses for the entire cost of the drug. Submitting a response indicates a willingness to work with customers to make things right. Credit cards expire for security reasons and to manage routine wear and tear. Limit one (1) Reward Card per person. The offers on the site do not represent all available financial services, companies, or products. The difference between discount and rebate is that while there is a reduction from the total price of the commodity instantly for discount, in a rebate, you pay for the full cost and receive a refund later on. Because your card number won't change when you receive a new one, it's important to properly dispose of the old card. A. NOW IREAD THAT IF IT IS EXPIRED TOO BAD. Login A. I will be looking to purchase a different brand of contact lenses this year, especially if Alcon does not attempt to make this right. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Prequalified vs. Preapproved: Whats the Difference? Miles and points earned on co-branded hotel and airline travel rewards cards do expire usually if you are not . If you have received a rebate debit card, you should be able to use it just like any standard debit or credit card. It may seem like a hassle, but credit card expiration dates help all parties involved ensure financial information remains secure. This information may include links or references to third-party resources or content. Accessed March 24, 2020. How To Claim Your Alcon Lens Rebate Prepaid Balance. No. More on how to do that below. Program may not be combined with any third-party rebate, coupon, or offer. Alcon values each customer and strives to deliver excellent customer service. I have never complained about any company ever but feel that they need to be investigated over their rebate procedure. In any case, unless they list a specific day of expiration along with month and year, they should work all the way through the end of their expiration month. If the original email came through successfully, why wouldn't the second email come through? Allow 8-10 weeks for delivery of reward. I have had issues two years in a row with Alcon rebates. I have included photos that were submitted to Alcon. Archived. The law also places general limitations on fees. Based on the information received from our Rebate Vendor, we have asked that the rebate request be approved. We will never do business with this company again. Privacy and security policies of the alternate site may differ from those practiced by the credit union. However, points and miles earned with airline and hotel loyalty programs do typically expire following a lack of activity. You will be automatically logged out in seconds. I paid ****** ($75.00 for Dr. and $690.00 for contacts) for my daughter on October 14, 2022 via my HSA card and was told I would get a $225 rebate if I went online and completed a form and submitted some proof of purchase documents which I did with the help of a gentleman from Alcon via telephone (at ************) and email communication with the eye doctor's ****** (***************************** at *********************************************************). Prepaid Card Status. Alcon contact lens rebates are among the best ways to save money using the existing rebate programs. ************** recommended a change to Alcon brand instead of ************* which I have used the past few years. Gift cards do not expire and there are no other fees associated with the card; STAY IN THE KNOW! I always was suspicious of rebates but really thought such a reputable company would be different-it appears not-and, after reading posts by others with the BBB, it appears I am not alone. Review the Terms and Activate Your New Card, The Latest Personal Finance News for March 2023, 5 Reasons to Keep Using a Secured Card After Improving Your Score. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. We never used the $50 card at all. Each time the reward card is used, the amount of the transaction will be deducted from the amount of your available balance. Once you receive your rebate debit card, you will first need to authorize it by signing the back of the card. Under the law, a gift card cannot expire until at least five years from the date it was activated. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. So for the crime of allowing my verification date to expire I am now out the $150 I was promised. The Forbes Advisor editorial team is independent and objective. Contact customer care. Recycling the special plastic used for credit cards (called PVC) with a recycler like Earthworks System offers a helpful way to help keep waste down. Was it donated to charity and if so what charity? 2023 Forbes Media LLC. BBB Business Profiles may not be reproduced for sales or promotional purposes. You may also try to close out your account by requesting that your balance be mailed to you in the form of a check. A Debt Management Plan: Is It Right for You? Do you want to continue? Money Back Guarantee. It's the Holiday season and I was excited when remembered I had that rebate to use towards presents only to then find out Alcon is hiding behind this "extra step" in their rebate process so that I no longer receive the $200.00 I am owed. Here are the basics to know about expired credit cards. It is recommended that you upgrade to the most recent browser version. We have helped over 300,000 people with their problems. Credit card points and miles won't expire as long as your account remains open. Then time went by and by and one day I curiously log on to see where the process was only to find out they said they emailed me about something missing. About Lens.com. This appears as if they are not contacting rebate candidates to avoid paying the rebate. Know the exact amount on the card when using it for a purchase, since it may be declined otherwise. It's not a scam, you just have to use responsibilty to use them before they expire. For example, a credit cards expiration date may read as 11/24, which means the card is active through the last day of November 2024. This offer is not valid for any person who is 65 years of age or older without commercial insurance. 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How much available credit should you have? @dupedaswell and @WihdldyClick the ATT Customer Care link in my signature, send the PM, explain your reward card situation. Check the blue PM envelope, upper right on every page, for their reply. It will read as declined just as a suspended card might for any number of other reasons. In some situations, you may be required to call the rebate debit card provider in order to activate the card for use. Most can be sent back to the issuing bank or company for secure recycling in a special envelope provided when the new card arrives. So the physical card was never even sent. For instance, the card issuer cannot charge a dormancy or inactivity fee on a gift card unless there has been no activity for one year and the card clearly states its policy toward that fee. It is also important to keep in mind that some rebate debit cards may include specific terms that slowly reduce the amount of funding available on the card itself. Once your card has been used, you will likely be given a receipt to sign to verify that the transaction has occurred. Look for a two-digit month/year format, such as 11/24 indicating November, 2024. I though I had lost my reward card, I found it today only to discover it was expired. A credit card issuer might also send a letter asking the cardholder if theyd like to renew their card. We regret that Ms. **************;had a less than optimal experience with our rebate process. Browse personalized credit offers based on your FICO Score. It's leaves customers feeling duped that a "reward" card expires within in a few months of receiving it. Last year, I used the card on a purchase before the expiration. Log in with your digital token to access your payment. Check your Balance and View Transaction History. Do you want to continue? card balance. We use cookies to give you the best possible experience on our website. "Understand the Fees You Will Pay." If you would like to learn more about cookies in general, you may visit. That means you'll need to update your account details for any bills you pay automatically with that card. Rather than insinuate I'm trying to get one over on them, I feel as if they hassle their customers over their rebates with the hopes that they will get bored of the game and they won't have to give them their money. Contact Information. Update your Profile or Change your PIN. In some cases, when your prepaid card expires, you might have to pay a fee so that you do not lose your money. Accessed March 24, 2020. The rules for gift cards are different. The card issuer then has the option to reevaluate an account before they send out a new card. Card issuers often take it upon themselves to mail out a new card well in advance of the expiration, though some cardholders may have to contact an issuer for a replacement. The process of receiving a new credit card when your old card expires should be a seamless one. It is not legal advice or regulatory guidance. You can re-issue my card. Has it lain unused in your wallet for months? The transaction was for a $50 **** debit card. GREAT CUSTOMER APPRECIATION ATT. Other. How To Find The Cheapest Travel Insurance. To continue your session, select stay Logged In. Apply for credit cards confidently with personalized offers based on your credit profile. Take a look at your previous month's statement and note which bills are currently on autopay. You should consult your own attorney or seek specific advice from a legal professional regarding any legal issues. You are now leaving Alcon Employees Federal Credit Union's website. Can You Get a Credit Card Without a Social Security Number? The provider might charge you a fee for this. Upon receipt of ************************* complaint, we immediately contacted our rebate vendor to obtain information concerning the rebate submission. Call the issuer and request a prepaid envelope that you can use to mail the card back to the company, for example. Hello,Thank you for allowing us to respond to complaint #********. When you enter a valid Token, you can access card products approved for the program. Nope, it's gone, per Reward Center guidelines, and you might have forgotten the warning they gave to use it quickly as it would expire quickly(I know, I've seen it). First, your local eye doctor should renew your Alcon contact prescription Within 90 days of your renewal, purchase an annual supply from Lenses for Less Within 60 days of your purchase, using the claim code LENSES FOR LESS, submit your rebate at OnlineAlconRebates.com What Next If You Can't Do It Yourself? If she has any further concerns, we ask that she please call Alcons Rebate Vendor at ************** and they will be happy to assist.Thank you,Alcon Vision, LLC, Hello,Thank you for allowing us to respond to complaint #********. Recently looked thru my spam and no email. When you use and access the Service, we may place cookies files in your web browser. (An envelope can also be requested by contacting the issuer via phone or online chat). That being said, the employee may ask to know the balance on the card. .css-dixatk{color:#000000 !important;background-color:!important;}.css-dixatk:hover{color:#141414 !important;background-color:#f0f0f3 !important;}.css-dixatk:focus{color:#141414 !important;background-color:#f0f0f3 !important;}.css-1ay6ky1{line-height:50px !important;}Ask a question. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. Start by looking at the back of your gift card. I totally disagree. This will help ensure that funds are available on the card itself to complete the purchase and avoid a card decline. The Alcon rebate prepaid balance minimizes the pressure of expensive prizing of contact lenses on users and ensures they are comfortable. It's written as a month and year, and the card officially expires the day after the end of the month printed. Log in with your digital token to access your payment. Closing a credit card altogether will likely affect your credit score, so weigh the risks and benefits of doing so. This offer expires December 31, 2023. What Are the Different Credit Scoring Ranges? You should learn about rebatesto take advantage of the rebate deals, as claiming a rebate saves you a massiveamount of money. California - $1.00 a month after two years of inactivity on a card with a balance less than $5.00. The provider might charge you a fee for this. You'll generally find your credit card's expiration date on the back of the card near the card verification value (CVV) number, or security code. Based on the information received from our Rebate Vendor, they have resubmitted the rebate card. Customer Reviews & Feedback (100% LEGIT) Lens.com Coupon & Discount Codes (2021) You should receive your rebate by check within 30 days! PM ATT Uverse Care (all service problems) ATT Customer Care(billing and all other problems) Your Results May Vary, In My Humble OpinionI Call It Like I See It, Simply a U-verse user, nothing more. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. We apologize, but expired rewards will not be honored. Delaware. Log in with your digital token to access your payment. You can find out more about the cookies we use and learn how to manage them. I have not been tendered ANYTHING but hassle. Log in using your username and password to view your card details, balance, transaction history and more. I responded that I had an issue and got back something along the lines of well emails get lost and you shouldve checked your claim and now its too late and blah blah blah. If you'd like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser. The phone number will be on the back of the card. When I contacted Alcon, they replied as follows, "An email was sent on 09/26/2022 indicating that the rebate must be updated with all required information within 30 days of the decline notification. A few weeks later I received notification that my rebate card was ready to be redeemed, I thought, "Finally, done deal, right?" Card. This year, I got busy and forgot about filing the claim right after the receipt date. Hello, I didn't realize that my AT&T rewards card expired in July 2015. Safer Payment Method than Cash. I paid $300 and was suppose to get a $75 rebate. The funds on the American Express Reward Card do not expire. Arizona. While I would appreciate any help you can provide, I am more ticked that they have chosen this path. Past performance is not indicative of future results. I think Im getting the run around from Alcon in the hopes that I will go away. Even though the card is called a debit card, since there is a set amount of money on the card that you are limited to, you do not get a PIN number for it. I have heard from your rewards center and now read on this forum various versions of "your card has expired we can't do anthing for you". Review frequently asked questions about your card. Under federal law, inactivity fees can only be charged after 12 months of inactivity and if other conditions are met. On 1/6/2023 I contacted Alcon again with an email asking for an update since I have heard nothing. For questions call: 1-833-735-0037. Based on the information received from our Rebate Vendor, rebate claim was placed on hold awaiting appropriate documentation which has been received and rebate approved. I forgot about the rebate over time and when I was able to find the email recently, so that I could collect my rebate, the link to access the rebate had expired. We regret that Mr. *************;had a less than optimal experience with our rebate process. Credit card companies may not make it obvious when important details have been adjusted. Username. This offer is good only in the United States of America and Puerto Rico. He said the rebate was slightly better. This Program is not health insurance. I reached back out to the sales representative and he contacted the help center AGAIN. We then contacted Alcon and asked for a new card to be issued for $50. Gift Card Number: . I will not be ordering Alcon contacts next year. Don't enter personal info like your SSN, email or phone number. Experian websites have been designed to support modern, up-to-date internet browsers. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates. Given the fact that some retailers choose to check the personal details on your card against a photo ID, your signature may help prevent an unauthorized user from stealing your funds. or wallet profile. Valid only for those with private insurance. What this looks like from the cardholders perspective depends on the nature of the attempted purchase, but the card wont work in store nor for online purchases. Things To Do Before Canceling A Credit Card. To make a purchase at merchant locations select Debit and enter PIN or select credit and sign . Rebate offers are usually bigger for a first-time buyer. You can tell me where that $150 went. Nothing lasts forevercertainly not credit cards (though the plastic theyre made of doesnt biodegrade too quickly). Commissions do not affect our editors' opinions or evaluations. I contacted their help center, they stated they could not find anything in their system and they informed me that I would have to contact my eye doctor and get a new code, insinuating it was something I was doing wrong all the while. The company would not work with us. For cardholders, it doesnt mean the actual credit account will cease to exist, it simply means youll need a new piece of plastic from the bank. I have not used the card and it had a value of $100.00. No cash back. Heres what any cardholder should know about credit card expiration dates. . We regret that Mr. *********;had a less than optimal experience with our rebate process. Cookies do not harm your computer. Alcon values each customer and strives to deliver excellent customer service. Card. If he has any further concerns, we ask that he please call Alcons Rebate Vendor at ************** and they will be happy to assist.Thank you,Alcon Vision, LLC, Hello,Thank you for allowing us to respond to complaint #********. Period. Alcon takes reports of complaints from our customers very seriously. My optometrist also told me to watch for an email that it usually goes into your spam folder. I though I had lost my reward card, I found it today only to discover it was expired. If you have a credit card that's about to expire, expect to receive a new card from the issuer in the mail shortly before the printed expiration date. I never had this type of problem with past eye contact rebates. Is there anyway to get a new card, it was for $150.00 and I really could use it!! Card Account Number. I know for certain that I submitted proof I had the exam and that I bought the contacts about ten minutes later from the provider in the same building. Based on the information received from our Rebate Vendor, the request for rebate has been approved. Continue. Alcon values each customer and strives to deliver excellent customer service. I followed all of the necessary steps and entered the new code. View Frequently Asked Questions. Bottom line is I never received the email to get the rebate. Reward Card expired. Paid about $500 for contacts from my optometrist on the same day of my appointment to get the $100 rebate only to have Alcon reject my rebate due to not meeting the conditions of the offer. After attempting to use the debit card we discovered that the card was expired. ! So I contacted Alcon on 1/4/2023 asking for an update on my rebate. I looked up their BBB rating which shows A+. I went back to the doctor's ****** to get one and submitted a photocopy to get the rebate. They have helped others users in other ways to make them happy. This post may contain links and references to one or more of our partners, but we provide an objective view to help you make the best decisions. Review that the terms are what you were approved for by checking the cards APR, payment due dates, credit limit and any associated fees. "What Is the Difference Between a Prepaid Card, a Credit Card, and a Debit Card?" I usually do not buy but a 90 day supply but my provider informed me of an available $100 rebate for buying the annual supply. Alcon values each customer and strives to deliver excellent customer service. Well guide you through the process. And to not even issue a new card on request. Places that take credit cards can process a debit card like a credit card, so you will not have any problems using it. Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice. Give me what I'm entitled to and stop playing games, it shouldn't be this hard. Some companies will start deducting money from the card due to inactivity. Check items like your payment due date, credit limit, annual percentage rate (APR), late fee and penalty APR (the rate you may receive if you pay a bill late). Once you have done this, your transaction should be complete. Username. $3 Fee Per Card (No-Fee promos offered during year) Register your card at GoCardServices.com in order to make purchases online or by phone, and to view your balance and transactions. Already have a Wallet? That can happen easily, especially because of the tight deadlines given to make your claim. If she has any further concerns, please have her call Alcons Rebate Vendor at ************** and they will be happy to assist.Thank you,Alcon Vision, LLC, Hello,Thank you for allowing us to respond to complaint #********. Alcon takes reports of complaints from our customers very seriously. Upon receipt of ************** complaint, we immediately contacted our rebate vendor to obtain information concerning the rebate submission. When you're ready, activate the card before using it. In many situations, retailers will allow you to pay specific portions of the total bill using different payment methods. Not only do they provide a shiny new card in the mail, they also help ensure a card is always in working order when you set out to use it and provide critical protection against fraud. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you. Questions 12.8K 39 0 0 Like Responses share. I am an idiot and forgot to redeem my reward card and it expired 6/2020. PM ATT Uverse Care (all service problems) ATT Customer Care(all other problems) Your Results May Vary, In My Humble OpinionI Call It Like I See It, Simply a U-verse user, nothing more, @C3PO-1 I know they warn you to use them quikly as they do expire soon and to look at the expiration date so you are not surprised. . Something went wrong. ALON GIFT CARDS. Citi is an advertising partner. Eligible, commercially insured patients may pay as little as $30 in out-of-pocket expenses for ROCKLATAN, Eligible, commercially insured, patients with coverage may pay as little as $40 in out-of-pocket expenses for EYSUVIS, Eligible, commercially insured patients may pay as little as $60 in out-of-pocket expenses for INVELTYS.

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